Finance Calculators

1031 Exchange Tax Savings Calculator

Calculate capital gains tax deferred by a 1031 like-kind exchange of investment property. Boot vs full exchange analysis.

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50/30/20 Budget Rule Calculator

Apply the 50/30/20 budgeting rule to your take-home pay. Split income into needs (50%), wants (30%), and savings (20%) with personalised category targets.

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529 College Savings Plan Calculator

Calculate 529 plan growth, state tax deduction, and projected college costs. Tax-free education savings strategy.

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APR Calculator

Calculate the Annual Percentage Rate (APR) from interest rate, fees, and loan terms. Compare the true cost of loans and credit cards.

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APY Calculator

Calculate Annual Percentage Yield (APY) from APR and compounding frequency. Compare savings accounts and investment returns accurately.

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Australia GST Calculator (Add or Remove 10% GST)

Calculate Australian GST at 10%. Add GST to a price or work out the GST included in a total. Includes GST-exclusive and GST-inclusive amounts.

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Australia Income Tax Calculator 2026-27 (ATO)

Calculate Australian income tax for 2026-27 using ATO resident rates, plus the 2% Medicare levy. Estimate your tax and take-home pay.

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Australia Superannuation Calculator (Super Growth)

Project your Australian superannuation balance at retirement. Includes the 12% Super Guarantee and compound growth of your super fund over time.

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BRRRR Method Calculator (Real Estate)

Calculate the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy. Find your cash recycled and infinite return potential.

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Break-Even Calculator

Calculate the break-even point for any business or product. Find out how many units to sell to cover costs and start making profit.

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Buy vs Rent Decision Calculator

Calculate whether buying or renting is financially better over your time horizon. Accounts for house price growth, opportunity cost, and all costs.

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Buy vs Rent Property Calculator

Calculate whether buying or renting is cheaper over 5, 10, and 20 years. Factors in mortgage costs, opportunity cost, maintenance, and house price growth.

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Buy-to-Let Mortgage & Yield Calculator (UK)

Calculate buy-to-let mortgage payments, rental yield, ICR, and cashflow. UK 2024 lender stress tests and tax considerations included.

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Buy-to-Let Yield & Profit Calculator

Calculate gross yield, net yield, and monthly cash flow for buy-to-let properties. Include mortgage costs, tax, and management.

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Buy-to-Let Yield & Return Calculator

Calculate gross yield, net yield, and total return on a buy-to-let property investment. Includes mortgage costs, agent fees, maintenance, and tax calculations.

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CD Ladder Calculator (US Certificate of Deposit)

Build a CD ladder strategy: split deposits across staggered maturity dates for liquidity plus yield. 2025 rates and tax considerations.

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COBRA Health Insurance Cost Calculator

Calculate COBRA continuation health insurance cost vs Marketplace, spouse plan, and short-term insurance. 2025 figures.

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Canada Income Tax Calculator 2026 (Federal)

Calculate your 2026 Canadian federal income tax. Updated brackets (14%–33%) and basic personal amount. Estimate federal tax and after-tax income.

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Canada RRSP Calculator (Contribution & Tax Savings)

Calculate RRSP contribution room, tax savings, and projected growth. See how RRSP contributions reduce your Canadian taxable income.

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Canada Sales Tax Calculator (GST/HST/PST by Province)

Calculate Canadian sales tax by province: GST, HST, and PST. Add or remove sales tax for Ontario, BC, Alberta, Quebec and all provinces.

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Canada TFSA Calculator (Tax-Free Growth)

Calculate TFSA contribution room and projected tax-free growth. See how a Canadian Tax-Free Savings Account grows compared to a taxable account.

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Capital Gains Tax Calculator (UK)

Calculate UK Capital Gains Tax on property, shares, or other assets. Covers 2026/27 rates for basic and higher rate taxpayers with annual CGT allowance.

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Car Depreciation Calculator

Calculate how much your car will depreciate over any number of years. Find the true annual cost of car ownership including depreciation.

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Car Finance Calculator — PCP, HP & Loan Comparison

Compare PCP, Hire Purchase, personal loan, and outright purchase for buying a car. Find monthly cost, total cost, and balloon payment.

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Car Loan Calculator

Calculate monthly payments, total interest, and total cost for any car loan. Compare PCP, HP, and personal loan options.

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Child Benefit High Income Tax Charge Calculator (UK 2026/27)

Calculate UK High Income Child Benefit Charge for earners over £60,000. New 2026/27 threshold and tapered loss.

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Childcare Costs & Free Hours Calculator (UK 2024)

Calculate childcare costs, free hours entitlement (15/30 hours), Tax-Free Childcare savings, and whether working pays with childcare costs.

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Commission Calculator

Calculate commission earnings from any sales figure. Supports tiered commission structures, draw against commission, and annual earnings projection.

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Company Car Tax (BIK) Calculator UK 2026/27

Calculate UK company car Benefit in Kind (BIK) tax. 2026/27 rates with electric, hybrid, and petrol vehicle bands.

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Compound Interest Calculator

Calculate compound interest growth with monthly contributions. See the final balance, total interest earned, and compare different rates and timeframes.

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Corporation Tax Calculator (UK 2024)

Calculate UK Corporation Tax on company profits. Applies 19% small profits rate, 25% main rate, and marginal relief between £50k-£250k.

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Cost Per Unit Calculator (Price Comparison)

Compare prices by cost per unit — per 100g, per litre, per item. Work out which pack size or product is genuinely the best value at the supermarket.

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Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card and how much interest you'll pay. Compare minimum payment vs fixed payment strategies.

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Critical Illness Cover Calculator (UK)

Calculate how much UK critical illness cover you may need. Accounts for mortgage, dependants, income loss, and emergency reserves.

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Crypto Profit & Tax Calculator (UK)

Calculate profit, loss, and Capital Gains Tax on cryptocurrency trades in the UK. Covers Bitcoin, Ethereum, and all HMRC-recognised crypto assets.

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Debt Avalanche Calculator — Fastest Debt Payoff

Calculate the debt avalanche payoff schedule — pay minimums on all debts then throw extra money at the highest interest rate first.

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Debt Snowball & Avalanche Calculator

Calculate your debt payoff plan using the snowball (smallest first) or avalanche (highest interest first) method. See the total interest saved and payoff date.

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Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio (DTI) to assess your financial health and mortgage eligibility. See what lenders see when assessing your application.

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Disability Insurance Coverage Calculator

Calculate long-term disability insurance need. Replacement income, employer coverage gaps, and own-occupation policies.

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Discount Calculator

Calculate sale prices, discount amounts, and percentage savings instantly. Find the final price after any percentage discount.

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Dividend Reinvestment (DRIP) Calculator

Calculate the power of dividend reinvestment (DRIP) over time. See how reinvesting dividends compounds your portfolio value versus taking them as cash.

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Dividend Tax Calculator UK 2026/27 (Allowance & Rates)

Calculate UK dividend tax with the reduced £500 allowance for 2026/27. Includes basic, higher, and additional rates.

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Dividend Yield Calculator

Calculate dividend yield, annual income, and return on investment from any dividend-paying stock or fund.

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ESPP Discount Tax Calculator

Calculate Employee Stock Purchase Plan (ESPP) discount, lookback benefit, and qualified vs disqualifying disposition tax.

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Emergency Fund Calculator

Calculate exactly how much you need in your emergency fund and how long it will take to build it based on your expenses and savings rate.

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Equity Release Calculator

Calculate how much equity you could release from your home. Estimate the amount available, interest rollup, and impact on your estate.

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FAFSA Student Aid Index (SAI) Calculator

FAFSA Student Aid Index (SAI) and Expected Family Contribution (EFC) calculator. Estimate your family contribution for US college financial aid.

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Flexible Spending Account (FSA) Calculator

Calculate FSA contribution savings and use-it-or-lose-it amount. 2025 limit $3,300. Healthcare vs Dependent Care FSA comparison.

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Freelance Day Rate & Hourly Rate Calculator

Calculate the correct freelance day rate or hourly rate to match your salary equivalent after tax, expenses, and non-billable time.

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Freelance Day Rate & Salary Equivalent Calculator

Calculate the freelance day rate equivalent to a permanent salary, accounting for holiday pay, sick pay, pension, employer NI, and missing benefits.

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GDP Growth & Economic Indicator Calculator

Calculate real GDP growth rate, GDP per capita, and inflation-adjusted figures. Compare economic performance across countries and time periods.

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HSA Calculator: Triple Tax Advantage (US)

Calculate Health Savings Account (HSA) contribution limits, tax savings, and long-term retirement value. 2025 limits $4,300 single / $8,550 family.

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Heat Pump Grant Calculator (UK BUS 2026)

Calculate the Boiler Upgrade Scheme grant and payback for switching to a heat pump. UK 2026 — £7,500 BUS grant, running costs, vs gas boiler.

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High-Yield Savings vs CD Calculator

Compare High-Yield Savings Account (HYSA) vs Certificate of Deposit (CD) — liquidity, rates, and rate-change scenarios.

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Holiday Entitlement Calculator (UK Statutory)

Calculate your UK statutory holiday entitlement: 5.6 weeks (28 days cap) for full-time, pro-rata for part-time, and 12.07% accrual for irregular hours.

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House Affordability Calculator

Calculate how much house you can afford based on your salary, deposit, and outgoings. Find your maximum mortgage and purchase budget.

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House Hacking ROI Calculator

Calculate house hacking returns: live in one unit, rent the others. FHA 3.5% down, owner-occupant duplex/triplex/fourplex analysis.

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House Price-to-Income Ratio & Affordability Calculator

Calculate the house price-to-income ratio for any property and salary. Compare UK regional averages and find the maximum affordable property price.

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How Much Term Life Insurance Do I Need?

Calculate term life insurance coverage needs using DIME and income replacement methods. 2025 rate estimates by age.

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How Much Umbrella Insurance Do I Need?

Calculate umbrella personal liability insurance coverage need based on assets, income, and risk profile.

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I-Bond and Treasury Bill Calculator (US)

Calculate Series I Bond and Treasury Bill returns. State-tax-free yields, current rates, $10k annual I-Bond purchase limit.

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IRA Contribution Calculator (2025)

Calculate IRA contribution limits, Roth IRA eligibility, and deductibility based on income. 2025 limits $7,000 ($8,000 if 50+).

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Income Protection Calculator (UK)

Calculate income protection cover for UK earners. Find suitable benefit, deferred period, and indicative premium for your circumstances.

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Inflation Calculator

Calculate the inflation-adjusted value of money over any period. See how purchasing power changes with different inflation rates.

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Inheritance Tax & Gifts Calculator (UK 7-Year Rule)

Calculate UK Inheritance Tax on gifts using the 7-year rule and taper relief. Nil-rate band, residence nil-rate band, and potentially exempt transfers.

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Inheritance Tax Calculator (UK 2026/27)

Calculate UK Inheritance Tax on an estate. Covers the nil-rate band, residence nil-rate band, spouse exemption, and charitable donations.

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Ireland Income Tax Calculator 2026 (PAYE, USC & PRSI)

Calculate your 2026 Irish take-home pay: income tax (20%/40%), USC, and PRSI. Includes the €44,000 standard rate band and personal tax credits.

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Ireland VAT Calculator (23%, 13.5%, 9% Rates)

Calculate Irish VAT at the standard 23% rate, or reduced 13.5% and 9% rates. Add VAT to a price or extract the VAT from a total.

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LLC vs S Corp Tax Savings Calculator

Calculate self-employment tax savings from electing S Corp taxation. Reasonable salary requirements and break-even income.

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Life Insurance Cover Calculator (UK)

Calculate UK life insurance cover needed. Accounts for mortgage, dependants, income replacement, funeral costs, and existing cover.

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Loan Comparison Calculator

Compare two loans side by side — different amounts, rates, and terms. See total cost, monthly payments, and total interest for each.

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Loan Repayment Calculator

Calculate monthly loan repayments, total interest, and total cost for any personal loan, car loan, or credit. Compare early repayment savings.

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Marriage Allowance Calculator (UK 2024)

Calculate UK Marriage Allowance savings. Find if you qualify to transfer £1,260 of personal allowance to your spouse and save £252/year.

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Minimum Wage Calculator UK 2026 (NMW & NLW)

Check UK National Minimum Wage and National Living Wage for April 2026: £12.71 (21+), £10.85 (18-20), £8.00 (under 18 & apprentice). Calculate weekly and annual pay.

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Mortgage Calculator

Calculate monthly mortgage payments, total interest, and see the true cost of your mortgage. Compare rates, add overpayments, and find your LTV ratio.

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Mortgage Overpayment Savings Calculator (UK)

Calculate how much you save by overpaying your mortgage. Interest saved, years reduced, and overpayment vs savings comparison.

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Mortgage Refinance Break-Even Calculator

Calculate when a mortgage refinance pays off given closing costs and rate reduction. Cash-out vs rate-and-term refi analysis.

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Mortgage Repayment & Overpayment Comparison Calculator

Calculate how much overpaying your mortgage saves in interest and reduces your mortgage term. Shows the exact saving from any monthly overpayment amount.

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National Insurance Calculator (Class 1 & 4) UK

Calculate National Insurance contributions for employees (Class 1) and self-employed (Class 4) for 2026/27. Includes the director's annual earnings method.

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National Living Wage & Minimum Wage Calculator (UK 2024)

Calculate UK National Living Wage and National Minimum Wage earnings for any hours worked. Check if your pay meets legal minimums.

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Net Present Value (NPV) Calculator

Calculate the Net Present Value of any investment or cash flow stream. Enter up to 10 years of cash flows to find NPV and IRR.

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Net Salary After Tax Calculator (UK)

Calculate your exact take-home pay after income tax and National Insurance for 2026/27. Works for any UK salary including Scottish rates.

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Net Worth Calculator

Calculate your total net worth by listing all your assets and liabilities. Track your financial progress over time.

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New Zealand GST Calculator (Add or Remove 15% GST)

Calculate New Zealand GST at 15%. Add GST to a price or extract the GST from a GST-inclusive total. Includes the correct divide-by-23 method.

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New Zealand Income Tax Calculator 2026-27 (PAYE)

Calculate New Zealand income tax for 2026-27 using IRD PAYE brackets (10.5%–39%), plus the ACC earner's levy. No tax-free threshold. Estimate take-home pay.

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New Zealand KiwiSaver Calculator (Retirement Growth)

Project your KiwiSaver balance at retirement. Includes employee + employer contributions (3.5% default from 2026) and compound growth over time.

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Offset Mortgage Calculator (UK 2024)

Calculate offset mortgage savings using linked savings accounts. Find interest savings and reduced mortgage term.

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Ofgem Price Cap Impact Calculator (UK 2026)

Calculate how the current Ofgem price cap affects your specific household. Find your annual energy bill and compare with previous quarters.

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Overtime Pay Calculator

Calculate overtime pay for any number of overtime hours. Supports time and a half, double time, and custom overtime rates with take-home pay estimate.

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PCP Car Finance Calculator — True Cost & Comparison

Calculate the total cost of PCP (Personal Contract Purchase) car finance. Compare PCP vs HP vs buying outright and see the true cost of optional final payment.

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Pay Off Debt vs Invest Calculator

Should you pay off student loans, mortgage, or invest the difference? Calculate based on interest rate, tax treatment, and expected returns.

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Pension Calculator (UK)

Calculate your projected pension pot, retirement income, and whether you're on track. Covers personal pensions, workplace pensions, and state pension.

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Pension Contribution & Tax Relief

Calculate your pension contribution with tax relief, employer match, and total pension input. See how much your pension actually costs after tax relief.

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Pension Drawdown & Income Sustainability Calculator

Calculate sustainable pension drawdown income. Find how long your pension pot will last with safe withdrawal rates and investment growth.

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Personal Loan Calculator — Monthly Payment & Total Cost

Calculate monthly loan payments, total interest, and true cost of any personal loan. Compare loans by APR and find the cheapest borrowing option.

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Price Elasticity of Demand Calculator

Calculate price elasticity of demand, supply, and cross-price elasticity. Understand elastic vs inelastic goods and total revenue changes.

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Profit Margin Calculator

Calculate gross profit margin, net profit margin, and markup percentage. Works for any business or product pricing decision.

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Quarterly Estimated Tax Calculator (US)

Calculate quarterly estimated tax payments to avoid IRS underpayment penalty. Safe harbor rules and self-employment guidance.

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ROI Calculator

Calculate Return on Investment (ROI) for any investment, business decision, or project. Get annualised ROI and compare opportunities.

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RSU Vesting Tax Calculator (US)

Calculate tax owed on RSU (Restricted Stock Unit) vesting. Federal withholding shortfall and quarterly tax planning.

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Real Return & Inflation-Adjusted Investment Calculator

Calculate real (inflation-adjusted) investment returns. Find the true purchasing power of savings and investments after accounting for inflation.

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Remortgage Savings Calculator UK

Calculate savings from remortgaging in the UK. Compare new vs current rate, factoring in arrangement and legal fees.

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Rent Affordability Calculator

Calculate how much rent you can afford based on your take-home pay. See the maximum rent for your income and what's left after rent for living costs.

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Rental Yield Calculator

Calculate gross and net rental yield for any buy-to-let property. Includes mortgage costs, maintenance, void periods, and letting agent fees.

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Retirement Savings Calculator

Calculate whether you're on track for retirement. See your projected pot size, income in retirement, and how much to save monthly.

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Roth Conversion Calculator (US)

Calculate the tax cost and long-term benefit of converting Traditional IRA / 401(k) to Roth. Find optimal conversion amount.

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Rule of 72 & Investment Doubling Time Calculator

Calculate investment doubling time using the Rule of 72. Find the interest rate needed to double money in a given time, or compare different investment rates.

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SIPP & Pension Annual Allowance Calculator (UK 2026/27)

Calculate UK pension Annual Allowance limit, tapering for high earners, and carry-forward from prior 3 years. 2026/27 £60k limit.

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Salary Calculator

Convert salary between hourly, daily, weekly, monthly, and annual figures. Works for any pay frequency worldwide.

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Salary Sacrifice Pension Calculator (UK 2026/27)

Calculate the tax savings from a UK salary sacrifice pension arrangement. NI savings, take-home pay impact, and total pension benefit.

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Savings Challenge Calculator (52-Week & 1p)

Calculate your total savings from the 52-week challenge, 1p challenge, or any custom savings plan. See your daily, weekly, and end target.

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Savings Goal & Target Date Calculator

Calculate how long it takes to reach any savings goal, or how much you need to save monthly to hit a target by a deadline.

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Savings Goal Calculator

Calculate how long it will take to reach any savings goal, or how much to save monthly to hit your target by a specific date.

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Savings Rate Calculator

Calculate your personal savings rate and see how it affects when you could reach financial independence. Based on the FIRE movement savings rate calculations.

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Scottish Income Tax Calculator 2026/27

Calculate Scottish income tax with the 2026/27 six bands. Includes new Advanced rate, comparison with rest of UK, and net take-home.

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Self-Employed National Insurance Calculator (UK 2026/27)

Calculate self-employed National Insurance — Class 2 abolition, Class 4 rates, voluntary contributions for state pension entitlement.

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Self-Employed Tax & NI Calculator (UK)

Calculate income tax and National Insurance for self-employed people in the UK 2026/27. Covers Class 2 and Class 4 NI plus income tax on profits.

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Severance Package Value Calculator

Calculate the after-tax value of a severance package. Lump sum vs salary continuation, unemployment eligibility, and benefits.

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Shared Ownership Mortgage & Rent Calculator

Shared ownership calculator: work out your monthly mortgage plus rent on a part-buy part-rent home, total monthly cost, and staircasing options.

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Social Security Benefits Estimator (US)

Estimate your US Social Security benefits at age 62, full retirement age, and age 70. Includes early/delayed claiming analysis.

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Stamp Duty Calculator (UK)

Calculate UK Stamp Duty Land Tax (SDLT) for any property purchase. Covers residential rates, first-time buyer relief, and additional property surcharge.

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Stamp Duty Land Tax Calculator (SDLT) UK 2024

Calculate Stamp Duty Land Tax for England and Northern Ireland. Covers first-time buyers, home movers, second homes, and the 2026/27 rates.

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Stamp Duty Second Home Calculator (UK 3% Surcharge)

Calculate UK Stamp Duty for second homes and buy-to-let properties. Includes the 3% additional surcharge with 2026/27 bands.

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Statutory Redundancy Pay Calculator (UK 2024)

Calculate your statutory redundancy pay based on age, weekly pay, and years of service. Check if your employer's offer meets the legal minimum.

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Student Budget Calculator

Work out your student budget: balance loan, grants and income against rent, food, and living costs by term or month. See your surplus or shortfall.

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Student Loan Repayment Calculator (Plan 2 & Plan 5)

Calculate monthly student loan repayments, total interest, and whether you will repay in full. Covers Plan 2 (pre-2023) and Plan 5 (2023+) in England.

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Tip Calculator

Calculate the tip amount and total bill split among any number of people. Works in any currency worldwide.

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Tip Calculator with Bill Split (US/UK)

Calculate tips and split bills with friends. US, UK, and international tipping conventions. Per-person total with tax handling.

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True Cost of Commuting Calculator (UK)

Calculate the real cost of commuting — petrol, parking, train fares, depreciation, and the hidden cost of your time. UK 2026 figures.

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UK Child Benefit & HICBC Calculator

Calculate UK Child Benefit payments and the High Income Child Benefit Charge (HICBC) for 2026/27. Find your net benefit after the tax charge.

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UK Childcare Cost Calculator vs National Average

Calculate your childcare costs and compare to the UK national average. Includes 30 free hours, tax-free childcare, and Universal Credit support.

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UK Dividend Income & Tax Calculator

UK: Calculate dividend income tax after the £500 allowance, net dividend received, and effective tax rate on investment income.

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UK Gift Aid & Charity Donation Tax Relief Calculator

UK: Calculate Gift Aid tax relief on charity donations. Find how much the charity receives and how higher-rate taxpayers can claim additional tax relief via.

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UK Help to Buy ISA vs LISA Comparison Calculator

UK: Compare Help to Buy ISA and Lifetime ISA for first-time buyers. Calculate bonus amounts, property price limits, and which account gives the better deal.

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UK IR35 Contractor Take-Home Calculator (Inside vs Outside)

UK: Compare contractor take-home pay inside IR35 (PAYE/umbrella) vs outside IR35 (limited company) for UK 2026/27.

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UK ISA Allowance & Returns Calculator

UK: Calculate ISA returns over time, compare Cash ISA vs Stocks and Shares ISA, and track your annual allowance usage.

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UK ISA Calculator (Cash & Stocks and Shares)

UK: Calculate how your ISA grows over time, tax-free. Compare cash ISA vs stocks and shares ISA returns. UK annual allowance £20,000.

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UK Income Tax Calculator (PAYE & NI)

Estimate your UK income tax and National Insurance contributions. See your take-home pay breakdown for any salary.

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UK Lifetime ISA (LISA) Calculator — Bonus & Penalty

UK: Calculate Lifetime ISA bonus, withdrawal penalty, and whether a LISA or pension is better for first-time buyers and retirement saving.

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UK Salary Sacrifice Pension Calculator

UK: Calculate exactly how much a salary sacrifice pension arrangement saves in income tax and National Insurance. See your true take-home pay improvement.

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UK Statutory Maternity Pay (SMP) Calculator 2026/27

Calculate UK Statutory Maternity Pay for 2026/27: 90% of earnings for 6 weeks, then £194.32/week (or 90% if lower) for 33 weeks. Estimate your maternity pay.

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UK Statutory Paternity Pay Calculator 2026/27

Calculate UK Statutory Paternity Pay for 2026/27 at £194.32/week (or 90% of earnings if lower) for up to 2 weeks. Includes April 2026 day-one leave reform.

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UK Statutory Sick Pay (SSP) Calculator 2026/27

Calculate UK Statutory Sick Pay at the April 2026 rate of £123.25/week. Includes the new day-one entitlement and 80% of average weekly earnings cap.

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UK Student Loan Repayment Calculator

Calculate your UK student loan repayments under Plan 1, Plan 2, Plan 5, and postgraduate loan rules. See total repaid and when the loan is written off.

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UK VAT Calculator (Add or Remove VAT)

UK: Add or remove VAT from any price. Works for any VAT rate worldwide — UK 20%, EU rates, and custom percentages.

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UK Work From Home Costs — Actual vs Flat Rate Comparison

UK: Compare HMRC flat rate WFH relief against actual household cost method. Calculate whether to claim £6/week or detailed actual costs.

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UK Working From Home Tax Relief Calculator (Abolished April 2026)

UK: WFH tax relief for employees was abolished from 6 April 2026. Calculate retrospective claims for earlier tax years (still allowed), or the £6/week employer reimbursement. Self-employed home-working costs unaffected.

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US 401(k) Retirement Calculator

Project your 401(k) balance at retirement. Includes employer match, catch-up contributions, and Roth vs Traditional comparison.

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US Auto Loan Calculator with Total Cost

Calculate US auto loan payment, total interest, and true cost of car ownership. Comparison of 36/48/60/72/84 month terms.

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US Bonus Tax Calculator (Aggregate vs Supplemental)

Calculate take-home pay from year-end bonus. Compare aggregate vs supplemental withholding methods. True tax owed.

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US Capital Gains Tax Calculator (Long-Term & Short-Term)

Calculate US capital gains tax on stocks, real estate, and other investments. Short-term vs long-term rates, NIIT, and state tax.

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US Credit Card Interest Calculator (Minimum vs Payoff)

Calculate true cost of credit card debt at minimum payments vs accelerated payoff. APR impact and balance transfer comparison.

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US Federal Income Tax Calculator (2025)

Calculate your 2025 US federal income tax. Find your bracket, marginal rate, effective rate and refund/owed amount. Single, married, head of household.

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US Medicare Premium Calculator (IRMAA 2025)

Calculate Medicare Part B and Part D premiums including IRMAA surcharges based on income. 2025 brackets and married filing strategies.

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US Mortgage Calculator with Property Tax & Insurance

US mortgage calculator including property tax, homeowners insurance, PMI, and HOA fees. Full PITI breakdown.

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US Rental Property ROI Calculator (Cash-on-Cash, Cap Rate)

Calculate rental property cash flow, cap rate, cash-on-cash return, and total ROI. Includes vacancy, repairs, property management.

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US Sales Tax Calculator (by State)

Calculate sales tax for any US state. Find combined state + local rates, total cost, and tax-free state comparisons.

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US Self-Employment Tax Calculator

Calculate self-employment tax (Social Security + Medicare) for US freelancers, 1099 contractors, and sole proprietors. 2025 rates.

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US Student Loan Payment Calculator (IDR + Standard)

Calculate US student loan payments under Standard, Graduated, IBR, PAYE, REPAYE/SAVE, and IDR plans. Total interest and forgiveness analysis.

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US Take-Home Pay Calculator (2025)

Calculate your US take-home pay after federal tax, state tax, Social Security, Medicare, and 401(k). Per paycheck and annual figures.

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Universal Credit Calculator (UK 2024)

Calculate Universal Credit entitlement based on income, housing, children, and circumstances. UK 2024 rates with work allowance and taper.

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VAT Flat Rate Scheme Calculator (UK 2024)

Calculate VAT under the Flat Rate Scheme vs standard VAT. Compare costs and find your best VAT registration option.

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Vehicle Running Cost & True Cost of Ownership

Calculate the true annual running cost of any vehicle including fuel, insurance, tax, MOT, servicing, and depreciation.

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Working From Home Savings Calculator (UK)

Calculate how much you save working from home — commute, food, clothes, childcare — vs additional home running costs. UK 2026 figures.

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