UK Stamp Duty Rates 2025

Standard Residential Rates

Up to £250,000: 0%. £250,001–£925,000: 5%. £925,001–£1.5m: 10%. Over £1.5m: 12%. Stamp duty is calculated on each band separately — not a flat rate on the total price.

First-Time Buyer Relief

First-time buyers pay no SDLT on the first £425,000, then 5% on the portion up to £625,000. Above £625,000, standard rates apply with no first-time buyer relief.

Additional Property Surcharge

Buying a second home or buy-to-let property incurs a 3% surcharge on top of all standard rates. On a £350,000 additional property, this adds £10,500 to your SDLT bill.

Stamp Duty Calculator (UK)

Results update automatically as you type

Enter values above to calculate