Moving House Cost Calculator
Calculate the complete cost of moving house including all the fees, taxes, and hidden costs that stack up beyond the purchase price.
Moving House Costs Guide
Stamp Duty Land Tax
SDLT is payable on property purchases in England and Northern Ireland. Standard rates (2026/27): 0% up to £250,000. 5% on £250,001-£925,000. 10% on £925,001-£1,500,000. 12% above £1,500,000. First-time buyers: 0% up to £425,000 (on total purchase price up to £625,000). Additional dwellings (second homes, buy-to-let): standard rates plus 3% surcharge on each band. SDLT must be paid within 14 days of completion. Higher rates apply to non-UK residents (2% surcharge) and companies purchasing above £
Conveyancing and Legal Fees
Conveyancing is the legal transfer of property ownership. Costs: buyer's solicitor £1,000-2,000 (plus disbursements — Land Registry fee, searches). Seller's solicitor £800-1,500. Searches (local authority, drainage, environmental): £250-400 for the buyer. Land Registry registration fee: £20-910 depending on property price. Electronic transfer fee (CHAPS payment): £25-40. Use a conveyancing comparison site but do not choose solely on price — slow or poor conveyancing can cost far more in delays,
Survey Types and Costs
Three main survey types: Mortgage Valuation: approximately £150-1,500 — done for the lender's benefit, not yours. It does not reveal defects. RICS Home Survey Level 2 (formerly HomeBuyer Report): £400-900 — identifies significant defects and urgent repairs but does not look under floorboards or behind walls. RICS Home Survey Level 3 (formerly Full Building Survey): £600-1,500 — detailed assessment of structure and all accessible elements. Recommended for older properties, unusual construction, o
Removal Company Costs
Removal company costs depend primarily on volume of belongings and distance. Average UK move costs: small 1-2 bed flat, local: £400-800. Medium 3-bed house, local: £800-1,500. Large 4-bed house, local: £1,500-3,000. Long-distance (100+ miles): add 30-50%. Timing: Monday to Wednesday moves are cheapest; Friday is most expensive (everyone wants Friday). Summer and school holiday weekends are more expensive. Always get 3 quotes — prices vary by 30-40%. Packing service adds £200-600 but significantl
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